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List of Lenders Paperwork You will Need Mortgage Calculator |
When shopping for a home mortgage, educate yourself. • Read the real estate section of your local newspaper to find out the current interest rates. • Pick a lending institution. If you're not sure who to use, follow the "List of Lenders" link on the left • Check the rates for 30-year mortgages, 15-year mortgages and adjustable rate mortgages. Ask the lending institution to explain the differences. • Get Pre-Approved. If two similar offers are made on a house, the one with the pre-approval letter attached will more likely be accepted. Also, with the interest rate changing so often you may be surprised at the amount of money you are qualified to spend. You may be able to afford a better home than you think. |
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